Organize the file
Bring borrower, transaction, document, credit, obligation, industry, geography, and lender data into one structured view.
Private operating beta · Active development
Commercial finance underwriting, structured for faster, more consistent decisions.
Forg IQ is an AI-powered underwriting and decisioning platform being developed to help lenders and commercial finance teams evaluate business financing requests with greater speed, structure, and consistency.
Currently operated and tested in a private commercial finance environment. Not yet offered for general commercial use.
Underwriting file Structured review
01FinancialsRevenue · cash flow
02Bank activityDeposits · obligations
03Business profileIndustry · geography
04Lender criteriaRules · requirements
Structured underwriting picture
Human review remains part of the decision process.
The platform
One underwriting picture. The information behind the request, organized for review.
Forg IQ is lender-first. It brings financial statements, bank activity, credit information, existing obligations, business characteristics, geography, and lender requirements into a structured underwriting file designed for consistent review.
Check completeness
Confirm what is present, identify what is missing, and surface information that requires follow-up.
Analyze the request
Review bank activity, revenue, existing debt, cash flow, risk indicators, and potential inconsistencies.
Apply lender criteria
Evaluate the transaction against lender-specific requirements instead of relying on a single generic score.
Support the decision
Help determine whether a transaction should advance, needs additional review, or should be declined.
Preserve the record
Maintain a clear record of the information reviewed, the criteria applied, and the resulting decision path.
Initial operating environment
Developed inside real commercial finance operations.
Omega Resources is the initial operating environment for Forg IQ. The platform is being developed and tested inside real commercial finance operations, using actual workflows, underwriting requirements, lender criteria, document packages, and transaction scenarios to determine what works in practice—not just in theory.
The initial focus is alternative business finance, including Business Capital Advances. The underlying architecture is being designed to support additional commercial finance products, lenders, jurisdictions, and languages as the platform develops.
Current statusWorking private beta
Core capabilities already in place- Lead and opportunity management
- Follow-up and workflow controls
- Application and document handling
- Underwriting and transaction scrubbing
- Lender criteria management
- Qualification logic
- Administrative controls
These capabilities are operational within the current beta environment and continue to be tested, refined, and expanded.
Where it is going
01 — Current focus
More underwriting depth. Better lender matching. Broader product coverage.
The next stage expands underwriting depth, lender-specific decisioning, matching, automation, data inputs, product coverage, and post-transaction intelligence while preserving a clear review and decision record.
02 — Long-term objective
An infrastructure layer for commercial finance.
The objective is to help lenders, brokers, and capital providers evaluate more opportunities with better information, less manual work, faster decisioning, and greater consistency.
Contact us
Start a conversation with Forg IQ.
If you would like to learn more about what we are building, where the private beta stands, or where the platform is heading, send us your name and email. Someone from Forg IQ will follow up.
Forg IQ